The Working Capital Report
The Fed raised rates last week, and prime moved to 7.00%. For business owners, that means one more expense competing for cash.
But here’s the interesting part: business is still growing.
More orders mean more inventory.
More contracts mean more payroll.
More sales mean more receivables waiting to be collected.
And sometimes that growth moves faster than a traditional lender’s credit box can accommodate.
That’s where AR lending and ABL can provide a bridge, using the assets the business is creating to help finance growth. And ideally, help that business strengthen its financial position and manage into bankability.
My Take
Ask: Is my capital structure keeping up with where my business is going?
If rising rates are putting new pressure on your cash flow while your business keeps growing, Faccorp International structures AR lending and ABL facilities around the receivables and assets you already have. Reach out to us to talk through your options.
Related: Invoice Factoring · Asset-Based Lending / ABL
About Michelle Myers
Michelle leads Sales & Marketing for Faccorp International, working directly with brokers, bankers, and advisors to structure factoring and ABL solutions that actually fit.
